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Brightrock
Discovery
Liberty
Medi-Help
Momentum
Old Mutual
Commrisk -Life Insurance
Life Cover pays your Beneficiaries a lump sum after your death. The amount should be sufficient to settle outstanding debts and financial costs. The amount required can be determined with assistance from your financial adviser. Commrisk Lifestyle Protector is designed to meet your changing needs throughout life. It is flexible enough to give you the cover that you need to match your circumstances today, as well as adapt to your changing needs, as they unfold. The Life Cover benefit available under Lifestyle Protector provides your nominated beneficiaries a lump sum in the event of your death.
Commrisk - Medical Aid
Medical aid & health insurance
Commrisk Life offers clients access to both medical aid and health insurance cover.
1. Full Package: a. Maxi
b. Flexi – (Economic)
2. Hospital Plan
Commrisk - Investments
Make your money grow with our diverse range of investment management solutions. We all have different reasons why we want to grow our money and different preferences for how we want to do it. To help you meet your goals and dreams, while still enjoying the lifestyle you want today, Commrisk offer a wide range of investment products that accommodate different investor risk and return preferences. We recommend speaking to a financial planner to ensure you make the best decision for your circumstances and needs.
Commrisk - Income Tax Planning
There is no prohibition in South African tax law on minimizing your tax payable. The principle is actually well part of our common law. We have a section enacted in our Income Tax Act that deals with transactions that are solely entered into for the purposes of tax evasion. However, SARS has lost a couple of cases on when applying this section as tax saving plans often passes a business or substance test. In the 2005 Budget Speech it was announced that the anti-avoidance section may be re-drafted to give it more teeth.
Proper tax planning is not something that one can really do when you submit your tax return. People who really save a lot of tax are those that consider the tax consequences of every transaction or investment they make. It is a continuing process and the help of a knowledgeable tax advisor can really save you money.
Commrisk - Retirement Planning
The Coronation Retirement Annuity Fund is a personal retirement plan which enables you to save tax-efficiently for retirement. It is an ideal way to supplement your existing pension or provident fund if you are currently employed and earn non-retirement* funding income; or build a retirement nest egg if you are self-employed. You can make lump sum or regular monthly contributions to build up capital that will benefit you in retirement.
Please contact us for more information and a free quote.
Commrisk - Estate Planning
What is estate planning? Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is an important financialduty. You owe it to yourself and your family to plan ahead now for the distribution of your assets upon your death.
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